General Information Disclaimer
The information on this website is intended for general informational purposes and should not be considered as a substitute for professional healthcare advice or official government resources. The content on this website does not constitute financial, legal, or medical advice.
Independent Agent Disclaimer
Melissa Carryl operates as an independent insurance agent offering health insurance products. Melissa Carryl is the owner of melissainsurancehelp.com. Melissa Carryl is not affiliated with, endorsed by, or acting on behalf of any government entity. Melissainsurancehelp.com is a non-government website and is not endorsed by the Centers for Medicare and Medicaid Services (CMS) or any other government agency. However, as a health insurance agent, Melissa Carryl follows the highest personal and ethical standards of the guidelines set by the Centers for Medicare & Medicaid Services (CMS). Melissainsurancehelp.com aims to provide visitors with information and assistance regarding health insurance plans and options.
Third-Party Marketing Organization (TPMO) Disclaimer
We do not offer every plan available in your area. Currently we represent 0-7 organizations which offer 0-50 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Licensing & Compliance Disclaimer
Melissa Carryl is a licensed independent insurance agent authorized to sell health and life insurance products. States licensed are NJ, NY, DE, PA, NC, SC, TX, FL, GA, AL, MI, CA, VA. Melissa Carryl, complies with all state and federal regulations concerning health insurance plans and policies. Products include Medicare, Marketplace, Off – Exchange and Ancillary.
Compensation & Affiliation Disclaimer (Insurance)
As an insurance agent, I may receive compensation in various forms for the sale of insurance products. This compensation can include commissions, bonuses, or other financial incentives from insurance companies. These affiliations do not influence commitment to offering unbiased information.
Compensation & Affiliate Disclaimer (General Products)
Some of the links on this website are affiliate links, which means I may earn a small commission if you make a purchase through them — at no extra cost to you. This helps support the site and allows me to continue sharing recommendations. I only link to products I personally use, test, or genuinely recommend.
Giveaway Disclaimer
No purchase necessary to enter or win. This giveaway is open to eligible participants as outlined in the official rules. Odds of winning depend on the number of entries received. Promotions are not sponsored, endorsed, or affiliated with any gift card brand (unless specifically stated). Void where prohibited.
External Links Disclaimer
Melissainsurancehelp.com may include links to external websites not affiliated with melissainsurancehelp.com. Melissa Carryl does not endorse, nor responsible for, the accuracy or reliability of information on these external websites.
AI (Artificial Intelligence) Disclaimer
Noelia is an artificial intelligence (AI) tool designed to help you navigate content on melissainsurancehelp.com. While Noelia can provide guidance, suggestions, and assistance in finding information on the site, it is not a licensed insurance agent or professional. The information provided by Noelia may be inaccurate, incomplete, or outdated.
Any decisions you make based on guidance from Noelia are at your own risk. For official advice or information regarding insurance policies, eligibility, or coverage, please consult a licensed professional.
By using Noelia, you agree that you are at least 18 years of age and that melissainsurancehelp.com is not liable for any outcomes resulting from your use of this AI tool.
Changes To Any Disclaimer
Any disclaimer may change. Thus, it is advised you review this page periodically for any changes. You will be notified of any changes by posting the new Disclaimer on this page. These changes are effective immediately, after they are posted.